Loading organization details...
Loading organization details...
TO DELIVER PROFESSIONAL CONSUMER EDUCATION, DEBT REDUCTION PROGRAMS, COMPREHENSIVE HOUSING COUNSELING AND INFORMATION ON THE WISE USE OF CREDIT TO ALL SEGMENTS OF THE COMMUNITY, TO IMPROVE THEIR FINANCIAL WELL-BEING.
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2023
Total Revenue
▼$1.2M
Program Spending
78%
of total expenses go to program services
Total Contributions
$932K
Total Expenses
▼$1.5M
Total Assets
$2M
Total Liabilities
▼$1.3M
Net Assets
$699.1K
Officer Compensation
→$120.7K
Other Salaries
$731.4K
Investment Income
$3,975
Fundraising
▼N/A
Source: USAspending.gov · Searched by organization name
Total Federal Funding
$212.4K
Awards Found
5
| Awarding Agency | Description | Amount | Fiscal Year | Period | Link |
|---|---|---|---|---|---|
| Department of Housing and Urban Development | HOUSING COUNSELING ASSISTANCE PROGRAM | $64.5K | FY2013 | Oct 2012 – Mar 2014 | Open → |
| Department of Housing and Urban Development | HSNG COUNSEL ASSIST GRANTS | $46.8K | FY2011 | Mar 2011 – Mar 2012 | Open → |
| Department of Housing and Urban Development | HSNG COUNSEL ASSIST GRANTS | $46.3K | FY2011 | Mar 2011 – Mar 2012 | Open → |
| Department of Housing and Urban Development | HOUSING COUNSELING | $29.8K | FY2012 | Apr 2012 – Mar 2013 | Open → |
| Department of Housing and Urban Development | HOUSING COUNSELING | $25.1K | FY2012 | Apr 2012 – Mar 2013 | Open → |
Department of Housing and Urban Development
$64.5K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$46.8K
HSNG COUNSEL ASSIST GRANTS
Department of Housing and Urban Development
$46.3K
HSNG COUNSEL ASSIST GRANTS
Source: Federal Audit Clearinghouse (fac.gov)
Federal audit data is temporarily unavailable.
Single audits are required for entities expending $750,000+ in federal awards annually.
Tax Year 2024 · Source: IRS e-Filed Form 990
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Yes
Deductibility code: PC
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2023IRS e-File | $1.2M | $932K | $1.5M | $2M | $699.1K |
| 2022IRS e-File | $2M | $1.7M | $1.6M | $2.6M | $903.9K |
| 2021 | $1.7M | $1.2M | $1.6M | $1.8M | $388.3K |
| 2020 | $1.4M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
Financial data: IRS e-Filed Form 990 (Tax Year 2023)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Federal grants: USAspending.gov (live)
Organization info: IRS Business Master File
Tax-deductibility: IRS Publication 78
| Total |
|---|
| Phyllis Caldwell-George | President & | 40 | $109.7K | $0 | $10.9K | $120.7K |
| Andy Harding | Board Chair | 1 | $0 | $0 | $0 | $0 |
| Treva Oliphant | Vice Chair | 1 | $0 | $0 | $0 | $0 |
| Joe Carroll | Treasurer | 1 | $0 | $0 | $0 | $0 |
| Lynn Spillman | Secretary | 1 | $0 | $0 | $0 | $0 |
| Mike Fisher | Immediate Pa | 1 | $0 | $0 | $0 | $0 |
Phyllis Caldwell-George
President &
$120.7K
Hrs/Wk
40
Compensation
$109.7K
Related Orgs
$0
Other
$10.9K
Andy Harding
Board Chair
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Treva Oliphant
Vice Chair
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Joe Carroll
Treasurer
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Lynn Spillman
Secretary
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Mike Fisher
Immediate Pa
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Brent Carlton | Board Member | 1 | $0 | $0 | $0 | $0 |
| Carol Davis | Board Member | 1 | $0 | $0 | $0 | $0 |
| Crissy Dixon | Board Member | 1 | $0 | $0 | $0 | $0 |
| Cynthia Kelley | Board Member | 1 | $0 | $0 | $0 | $0 |
| Dr Sherri Lawson-Clark | Board Member | 1 | $0 | $0 | $0 | $0 |
| Gray Barbour | Board Member |
Brent Carlton
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Carol Davis
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Crissy Dixon
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
| $958K |
| $1.5M |
| $1.3M |
| $299.7K |
| 2019 | $1.2M | $717.2K | $1.5M | $845.8K | $338.7K |
| 2018 | $1.4M | $879.4K | $1.5M | $1.3M | $594.7K |
| 2017 | $1.5M | $981.6K | $1.7M | $1.4M | $721.1K |
| 2016 | $1.6M | $1M | $1.8M | $1.4M | $938.6K |
| 2015 | $2M | $1.4M | $1.9M | $1.6M | $1.1M |
| 2014 | $2M | $1.2M | $2.1M | $1.5M | $1M |
| 2013 | $2M | $1.3M | $1.9M | $1.2M | $1.1M |
| 2012 | $1.8M | $888K | $1.7M | $975K | $904.4K |
| 2011 | $2M | $1.6M | $1.8M | $938.9K | $845.2K |
| 2022 | 990 | DataIRS e-File |
| 2021 | 990 | Data | PDF not yet published by IRS |
| 2020 | 990 | Data |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| 2003 | 990 | — |
| 2002 | 990 | — |
| 1 |
| $0 |
| $0 |
| $0 |
| $0 |
| Jamarkus Swinson | Board Member | 1 | $0 | $0 | $0 | $0 |
| Jim Cowles | Board Member | 1 | $0 | $0 | $0 | $0 |
| Kevin S Osborne | Board Member | 1 | $0 | $0 | $0 | $0 |
| Laura Dezarn | Board Member | 1 | $0 | $0 | $0 | $0 |
| Pamela Spalding | Board Member | 1 | $0 | $0 | $0 | $0 |
| Randell A Cain Jr | Board Member | 1 | $0 | $0 | $0 | $0 |
| Ronda Mays | Board Member | 1 | $0 | $0 | $0 | $0 |
| Scott Lefelar | Board Member | 1 | $0 | $0 | $0 | $0 |
Cynthia Kelley
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Dr Sherri Lawson-Clark
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Gray Barbour
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Jamarkus Swinson
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Jim Cowles
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Kevin S Osborne
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Laura Dezarn
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Pamela Spalding
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Randell A Cain Jr
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Ronda Mays
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Scott Lefelar
Board Member
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0